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Monday, August 17, 2026

A mid-year money check-in is a short, focused review of your budget, savings rate, and investment goals, done around the halfway point of the year. August works well for this because you still have four full months to correct course...

 

Monday, July 6, 2026

Life insurance is one of those financial topics most young people push to the back burner. It feels like something your parents worry about, not you. But the decisions you make about life insurance in your 20s and 30s can have a real...

 

Thursday, June 18, 2026

Money decisions are often viewed as logical choices based on facts, numbers, and careful planning. However, research in behavioral finance consistently shows that emotions play a significant role in how people spend, save, and invest....

 

Monday, May 11, 2026

As a self-employed professional in Victoria, your financial success depends entirely on how you manage the gap between your business revenue and your personal bank account. I help people realize that being your own boss means being...

 

Friday, April 24, 2026

Starting a financial plan is most effective when done early because time is the primary engine for wealth creation. Many young professionals wait for a specific salary milestone to begin, yet the most significant gains often come from...

 

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Wednesday, March 11, 2026

Building wealth requires more than strong investment performance—it requires a strategy designed to preserve what you earn. Taxes can significantly reduce long-term returns if they are not carefully managed. For investors focused on...

 

Wednesday, February 18, 2026

Many beginners step into investing with excitement but little direction. They hear about stocks, mutual funds, or market returns and jump in without a clear purpose. This often leads to frustration, panic during market swings, or...

 

Monday, January 5, 2026

When I sit down with young professionals in our community, the conversation often starts with a bit of hesitation. I hear things like, "Justin, I want to start, but I’m waiting until I get that next promotion," or "I'll reach out when...

 

Monday, December 1, 2025

Many parents carry a deep desire to support their children with education costs. You want to help them start adult life with confidence and fewer loans. At the same time, you want to build a future where retirement feels steady and...

 

Sunday, November 2, 2025

As a business owner, you likely started with a great idea and the passion to bring it to life. But as your company grows, the challenges change. Decisions around expansion, hiring, financing, and long-term planning all carry weight,...

 

Thursday, October 2, 2025

Running a business is about more than delivering a product or service; it’s about ensuring financial health and long-term stability. While revenue growth is often the first number that comes to mind, there are many other key financial...

 

Friday, September 5, 2025

Imagine building your dream home, pouring time, energy, and money into every detail, only to leave it unlocked and unprotected. That’s what skipping insurance in your financial plan feels like. You’re investing in your future, but...

 

Wednesday, July 30, 2025

When I started thinking seriously about my finances, one thing became clear to me. Life can change quickly. I’ve seen people lose jobs, face surprise medical bills, or run into big repairs they didn’t see coming. That’s why I believe...

 

Tuesday, July 15, 2025

When I talk to people about retirement, the most common thing I hear is, “I know I should be doing something… I just don’t know what.” And I get it. Retirement can feel like this far-off goal that’s always shifting. But whether you’re...

 

Monday, June 2, 2025

Life insurance isn’t the most exciting thing to shop for—I get it. When I bought my first policy, it felt like stepping into a world full of fine print, confusing terms, and pressure to make the “right” choice. But here’s what I’ve...

 

Tuesday, May 6, 2025

When I first started investing, I thought the most important thing was finding the next big stock. I’d read headlines, try to follow trends, and chase what everyone else was talking about. I learned quickly that this approach doesn’t...

 

Monday, April 7, 2025

Most people assume estate planning is just for the wealthy or something to think about later in life. But the truth is, if you have assets, family, or even a bank account, you need a plan. Without one, the process can be messy,...

 

Friday, March 7, 2025

Money isn’t just about big wins—it’s the small, everyday choices that make the real difference. You don’t need to overhaul your entire lifestyle to get ahead financially. The key is consistency. A few smart habits, repeated over time,...

 

Tuesday, February 11, 2025

Life moves fast, and so does money. One minute you’re treating yourself, and the next, you’re wondering where it all went. Sound familiar? Managing your finances doesn’t have to mean cutting out the fun. It’s all about being smart with...

 

Tuesday, January 7, 2025

Living in the gig economy offers flexibility, freedom, and a break from the traditional 9-to-5 grind. However, when it comes to planning for retirement, those same perks can complicate things. Without a steady paycheck and...

 

Wednesday, December 4, 2024

Managing money can often feel overwhelming, but I believe that understanding the difference between saving and investing is a great starting point. Each approach plays a vital role in building financial security. Over the years, I've...

 

Tuesday, October 29, 2024

Starting to invest in your 20s can feel overwhelming. Between student loans, rent, and other financial responsibilities, it might seem easier to put off investing until later. But trust me, those early years are your biggest advantage....

 

Tuesday, October 15, 2024

Investing today looks drastically different than it did for previous generations. The rise of digitalplatforms, market democratization, and the availability of countless financial products havemade it easier for investors to...

 

Monday, September 9, 2024

Life is full of uncertainties. Because of this, unexpected health issues and property damage can wreak havoc on financial stability. Insurance acts as a safety net, providing financial protection against potential losses. Types of...

 

Tuesday, July 30, 2024

Financial planning requires careful navigation and foresight, and cash flow analysis is an important aspect of it. Cash flow analysis involves examining the inflow and outflow of money within a specified period. In simple terms, it’s...

 

Monday, June 24, 2024

People often perceive estate planning as a task reserved for the wealthy or elderly, but individuals of all ages and income levels should consider it an important financial strategy. Simply put, estate planning is arranging for...

 

Friday, May 24, 2024

Planning for retirement is a journey that takes careful thought and attention to detail. As you navigate your path to a comfortable and secure future, it's important to avoid common pitfalls that can derail your retirement plans. Here...

 

Wednesday, May 8, 2024

In 2024, the investment landscape is being redefined by Gen Z and millennial investors. These young, tech-savvy generations are disrupting traditional investment paradigms and fostering a new era of socially conscious and tech-driven...

 

Tuesday, March 26, 2024

According to research by Global Disability Rights Now, nearly 20% of the US population lives with a disability. Given the substantial number of Americans affected, getting disability insurance can be life-changing. This type of...

 

Tuesday, February 27, 2024

As a responsible family person, one of my top priorities is ensuring the safety and security of my loved ones. Amidst the hustle and bustle of daily life, it's easy to overlook the critical aspect of safeguarding our family's future....

 

Tuesday, January 30, 2024

Legacy building is a major aspect of financial planning that often takes a backseat in discussions of wealth management. It goes beyond the numbers on your balance sheet, including the values, beliefs, and principles you want to pass...

 

Wednesday, January 10, 2024

In the hustle and bustle of daily life, it’s easy to forget about retirement planning. Many young people may find it challenging to contemplate a phase of life that seems so distant. However, the truth is that the earlier you...

 

Wednesday, November 8, 2023

In our world, instant gratification and ever-present temptations to spend can make it hard than ever before for young investors to stick to a financial plan. The pursuit of financial goals, particularly long-term ones, can often feel...

 

Wednesday, October 18, 2023

The earlier you start investing, the greater your returns can be. If you invest $1,000 when you're 20, you can expect that to double before you're 40. Time is on your side when you invest long-term as early as possible. Nevertheless,...

 

Tuesday, October 3, 2023

Planning for retirement is a financial concern that only gets more important as the years go by, and the choices you make today can directly impact the comfort of your golden years. At Jaks Financial, we understand the unique...

 

Friday, August 25, 2023

When young people first start investing, they are often worried about losing their hard-earned money. Although investing is a crucial part of wealth management and protects you from inflation, there is a certain amount of risk involved...

 

Saturday, July 8, 2023

High inflation has caused plenty of repercussions, such as higher interest rates and the rising cost of living. For investors, high inflation has also created new obstacles to wealth building. Fortunately, there are several investment...

 

Tuesday, June 20, 2023

Financial planning, despite its importance, often gets sidelined in the early years of our life, overshadowed by more immediate priorities. The advantages of early financial planning are far-reaching and integral, however, and they...

 

Sunday, April 30, 2023

One of the challenges of getting ahead financially is knowing what to ask. There's a phrase for this: "You don't know what you don't know." The more young investors can do to improve their financial literacy, the better they'll be able...

 

Tuesday, April 18, 2023

An investor should have a liquid emergency fund that covers three to six months of expenses. You can work with a financial services consulting expert to determine the exact amount that's right for you. This money should be immediately...

 

Friday, March 3, 2023

These days, young people look at the current economic climate and wonder how to build wealth for the future. Fortunately, working with a financial advisor can put you on the path to realizing your financial independence goals. Explore...

 

Tuesday, February 28, 2023

Having enough money for retirement in the future is all about making the right financial decisions now. By starting to plan for your retirement at an early age, you'll be one step ahead when it comes time to retirement. However, the...

 

Wednesday, November 7, 2018

The potential outcomes of the midterm elections have been dominating the news cycle lately, and we know from history that the markets typically do not like uncertainty. With the Democrats taking control of the House of Representatives,...

 

Wednesday, October 31, 2018

This modern twist on the Ben Franklin maxim reflects the multiplicity of taxes to which earnings are subject in today’s world.¹ Finding ways to manage expenses is one of the cornerstones of a sound financial strategy. Here...

 

Thursday, October 25, 2018

October has been a rough month for equities, but then again it’s historically been one of the most volatile periods of the year. “October is known for volatility, and we’ve sure seen it so far,” explained...

 

Wednesday, October 24, 2018

While nature offers four seasons, Wall Street offers only one—four times a year. It’s called “earnings season,” and it can move the markets. So what is earnings season and why is it important? Earnings season...

 

Wednesday, October 17, 2018

After more than three months without a single 1% change (up or down) for the S&P 500 Index, volatility came back—and in a big way—this past week. This brings up an interesting question: What would happen if you could avoid...

 

Monday, October 15, 2018

Do you have a will? A will enables you to specify who you want to inherit your property and other assets. A will also enables you to name a guardian for your minor children. Do you have healthcare documents in place? Healthcare...

 

Monday, October 1, 2018

Many parents teach their children the ABCs at a very young age, but do they teach them the ABCs of good credit? At certain points in life, everyone must deal with banks, loans, credit, and finances. You may have learned your lessons...

 

Tuesday, September 18, 2018

A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful and all investing involves risk, including the possible loss of principal, here are six basic...

 

Tuesday, August 21, 2018

Similar to taking care of your personal health by proactively incorporating healthy habits and annual checkups, you can also take control of your financial health when you are proactive and engaged in managing your finances. And also...

 

Monday, August 6, 2018

It’s not simply a matter of working harder; it’s much more about using your non-financial skills and talents in new ways to bring you prosperity and a greater sense of personal satisfaction. Here are five tips to follow...

 

Wednesday, July 25, 2018

College won’t pay for itself. How will you pay for it? You may have more choices than you think. Is creating a college fund on your to-do list? Consider these options. 529 plans. Anyone can contribute to these savings vehicles....

 

Wednesday, July 25, 2018

College marks a great milestone in a child’s life. It may be the first time he or she will live away from home. Dropping off your child at college may be an experience loaded with emotions, so here are a few tips for a smoother...

 

Wednesday, July 11, 2018

The recently released LPL Research Midyear Outlook 2018: The Plot Thickens is filled with investment insights and market guidance to take us through the rest of the year. So far this year, the return of the business cycle has brought...

 

Monday, June 18, 2018

The summer months are almost underway, which means that both vacations and midyear check-ins are ahead. As we approach the midpoint of 2018, many of us will take this opportunity to reflect on what we’ve seen so far and what may...